Terms & Conditions

Terms & Conditions

Last Updated: August 18, 2025

Welcome to Healthy Money Happy Life and Create Income You Will Never Outlive. By purchasing any of our products, you agree to the following Terms and Conditions.


1) General

These Terms govern the sale of our digital products, courses, memberships, and/or services (“Products”). By completing your purchase, you agree to be bound by these Terms.


2) Payment

Prices are listed in USD (or your currency).

Payment must be made in full (or via any selected payment plan) before access is granted.

You authorize Healthy Money Happy Life to automatically charge your chosen payment method for all amounts due under any plan.


3) No Refunds

Due to the digital nature of our Products and the immediate access provided, all sales are final and non-refundable. By purchasing, you acknowledge and agree that no refunds will be issued.


4) License & Access

You receive a limited, non-transferable, non-exclusive license for personal/business use.

You may not reproduce, share, distribute, or resell any content without written permission from Healthy Money Happy Life.


5) Intellectual Property

All Product content (text, video, audio, graphics, documents) is owned by Healthy Money Happy Life and protected by copyright and other laws.


6) Educational & Financial Disclaimer

The information provided in our Products and services is for educational purposes only and should not be considered financial advice, investment advice, tax advice, or legal advice.
We are not financial advisors, tax professionals, or attorneys, and nothing provided should be relied upon as a substitute for advice from qualified professionals.
Laws, tax regulations, and financial markets are complex and subject to change. You should consult a licensed financial advisor, tax professional, or attorney regarding your specific situation before making financial, tax, or legal decisions.


7) Results Disclaimer

We do not guarantee specific outcomes or results. Your results depend on many factors including your effort, skills, and market conditions.


8) Limitation of Liability

To the fullest extent permitted by law, Healthy Money Happy Life is not liable for any indirect, incidental, or consequential damages arising from use of the Products. Use is at your own risk.


9) Support

For technical or billing issues, contact: [email protected]


10) Privacy

Your information is handled in accordance with our Privacy Policy, available at:
https://healthymoneyhappylife.com/privacy-policy/


11) Governing Law

These Terms are governed by the laws of California, United States. Any disputes shall be resolved in the courts located in Riverside County, California.


12) Changes

We may update these Terms at any time. Changes will be posted here with a new “Last Updated” date.